Until what age can I apply for an Infonavit loan?

For many Mexicans, the National Workers' Housing Fund Institute, better known simply as Infonavit, is the hope of being able to acquire a house at an affordable cost thanks to the benefits it offers, whether short- or long-term payments.

In order to access an Infonavit loan, it is necessary to have a minimum score obtained through employment contributions, working in the same place for at least 3 continuous bi-monthly periods, in addition to being registered with an AFORE.

Mexicans usually access this benefit after age 25, although many get the necessary score after age 30.

However, many people have doubts about the age limit for purchasing a home through the credit granted by Infonavit.

According to the portal of the National Workers' Housing Fund Institute, the age limit to access a loan is measured by the years you request to pay it .

The age limit to access an Infonavit loan

As mentioned by the portal, the maximum age to apply for Infonavit credit for men is 70 and for women 75 years.

However, this does not mean that at these ages they can apply for credit, but for example, For men seeking a 20-year loan, the age limit to apply for it will be 50, while for a woman seeking a 30-year loan, her age must not exceed 45.

Of course, these examples may vary depending on the case, for example if the loan is to be covered over a shorter period .

For questions about credit procedures, payments and other queries, we recommend that you contact an Infonavit advisor directly so that they can review your case and advise you on the options available to you.