They call for easier access for platform workers to IMSS insurance.

For the federal government to achieve its goal of providing full social security (with all five insurances) to 300,000 platform workers, it will be essential to reduce the exclusion amounts used to calculate the monthly income of drivers and delivery people, according to the Analysis of the Labor Reform for Digital Platform Workers.

During the presentation, Ángel Pazos Romero, coordinator of the Trade Union Social Dialogue at the Friedrich Ebert Foundation in Mexico, explained that in the first phase of the pilot, the exclusion amounts were as follows, achieving social security for 133,000 workers: 60% for cars, 50% for motorcycles, and 15% for non-motorized workers.

For a worker to be eligible for social security at this stage, after deducting taxes, commissions, tips, and the exclusion percentage, their monthly income had to be at least 20,910 pesos for cars, 16,728 pesos for motorcycles, and 9,840 pesos for non-motorized vehicles.

Starting in October, these exclusion amounts will decrease significantly: 35% for cars (equivalent to a minimum income of 13,068 pesos), 30% for motorcycles (equivalent to a minimum income of 11,948 pesos), and 12% for non-motorized vehicles (equivalent to a minimum income of 9,504 pesos). These adjustments represent a decrease of 24% for cars, 20% for motorcycles, and 3% for non-motorized vehicles compared to the first phase.

Pazos Romero commented that the net monthly minimum wage is calculated by subtracting taxes, platform fees, tips, and the exclusion percentage from the monthly income. "It's important to note that, to obtain full social security, workers must demonstrate that they earn this net monthly minimum wage on a single platform," he indicated.

He also said that, although the law could be improved, it has allowed more than 133,000 workers to access social security. Exclusion rates are expected to continue to decrease in 2026, with estimates of around 24-26% for cars; 18-20% for motorcycles; and 8-10% for non-motorized vehicles. "The government is willing to continue dialogue with companies to reach agreements that benefit workers without affecting the operation of the platforms."

The specialist, who has formed working groups for the past two years to promote labor reform for digital platforms in Mexico, emphasized that the reform's benefits include "labor flexibility, where worker autonomy is maintained."

In this sense, workers can decide when, how long, and which digital platforms to connect to; they have accident insurance, which applies only during the execution of work orders; charging for app usage is prohibited, eliminating the fees platforms charged workers for using the app; and sanctions and disconnections are explained, which must be justified and carried out by people, not algorithms.

The tax regime remains unchanged, with the income tax rate for this group set at 3.5%; and the possibility of classification as subordinate or independent, allowing workers to access full labor rights (social security, pensions, housing loans, daycare) if they meet the established threshold, or to pay for voluntary insurance if they do not.